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Fixed Rate Mortgage Loans

With a fixed rate mortgage, your principal and interest payments remain the same for the length of your loan. This is a great home loan option, especially if you plan to stay in your home for a number of years.

We have a variety of terms that let you pay off your mortgage sooner or gives you the flexibility to lower your payments by spreading them over a longer period of time.

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Why 15-Year Fixed?
  • You’ll save on interest over the life of your mortgage loan
  • You’ll pay off your loan quicker than other loan options
  • Rates on a 15-Year Fixed Mortgage are typically lower than other options
 
Why 20-Year Fixed?
  • A mid-length loan option between the traditional 15 or 30-year loans
  • The amortization follows more closely to a 15-Year than a 30-Year loan
  • When refinancing, consider a 20-Year loan so you don't add more time onto your current loan
 
Why 30-Year Fixed?
  • Great option if you're planning on staying in your home for more than 5-7 years
  • Smaller monthly payments with a 30-Year mortgage may give you extra money to apply toward other expenses
  • Monthly payments are typically more affordable due to the long loan period. However, you'll end up paying more interest over the life of the loan
 

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By selecting SUBMIT, I agree to receive SMS Text Messages at the above phone number from Online Central for follow up purposes. Message and data rates may apply. Message frequency varies. Refer to the Privacy Statement and Terms & Conditions for more information.

Mortgage Calculators

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